Eye drops for allergy or dry eye relief can be purchased over the counter using your FSA card. Your FSA funds will cover eye drops to soothe your itchy eyes and restore comfortable vision. Eye dropsĭry eye symptoms or seasonal allergies irking your eyes? No worries. Saline and cleaning solution for your contact lenses, and even cleanser and wipes for your eyeglasses, are covered by your FSA funds. This includes the items needed to clean and care for your glasses of contact lenses. Daily and short-term disposable lenses are available, as well as monthly and extended-wear lenses to fit every preference.īifocal, multifocal and toric lenses for astigmatism make it possible to correct more complex vision conditions. That’s fine - contact lenses are FSA eligible too. Wearing glasses every day may not be your thing. While both prescription and non-prescription lenses are FSA eligible, over-the-counter reading glasses that you get at the drug store will have to be submitted for reimbursement. If you’re in need of reading glasses (and let’s face it: you usually need more than one pair), you’ll be happy to know that your FSA dollars will cover the cost. Funds can be applied to polarized, mirrored and photochromic lenses, as well as specialty lenses for specific sports. When shopping for sunglasses, it’s important to note that FSA will only cover prescription sunglasses lenses. Anti-reflective and scratch-resistant coatings are both covered, so they can be added to any lens. Your FSA funds will cover any type of prescription lens, including bifocal, progressive and specialty lenses (safety or sports goggles). Even if you typically wear contact lenses, having a pair of backup glasses in case of emergency is wise. Using your FSA dollars for prescription eyeglasses is an excellent investment. SEE RELATED: Availability of FSA dollars Prescription eyeglasses It’s wise to consult with your HR representative regarding your coverage and to get quotes from local eye care practices before making an appointment. The cost of an eye exam varies by practice and by your insurance plan. An annual eye exam not only measures how sharp your vision is but allows your eye doctor to assess other parts of the eye that reflect your overall health. In order to purchase eyeglasses with FSA funds, a prescription from an eye doctor is required. When it comes to vision care, FSA eligible expenses include: The cost of an eye exam It’s wise to confirm the specifics of your own account with your plan’s administrator before making any large purchases. Most out-of-pocket expenses are covered, including copays, deductibles, vision supplies, wearable products and medical equipment. You also can use your plan to cover your spouse’s and children’s expenses, or any expenses incurred by your dependents (as listed on this year’s tax return.) Though each individual employer’s plan differs, a variety of items and services may be included. What does FSA eligible mean?Įligible FSA expenses are health care costs not covered by insurance. For vision care, this includes eye exams, new glasses, prescription sunglasses, contact lenses, many eyewear and care accessories and even certain surgical procedures. An FSA account can help you pay for out-of-pocket medical, dental and vision expenses. What you can get for your FSA dollars might surprise you - in a good way. Maybe you’ve been contributing money to your FSA but have no clue what services or products you can actually spend it on. When it comes to insurance - especially a flexible spending account (or FSA) - it can take some research to learn which expenses are approved.
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